Dramatic changes calls for employing that stint of courage that propels us to make positive changes in our lives. Instead of wondering through life like an ungrateful tormentor always wanting more, more, more, maybe its time to appreciate what you already have. Sometimes changing ourselves requires “seeing ourselves as others do.” If you are one of those people that others feel the need to “walk on eggshells” whenever they are around you maybe they are on to something. The love being referenced to here is not the clinging, dark, jealous, possessive love that makes you hate yourself and causes others to run away from you. You can probably think of a few other ideas that can result in dramatic changes in your life or someone else’s. Our goal is to help you by delivering amazing quotes to bring inspiration, personal growth, love and happiness to your everyday life. While going through the emails what surprised me the most was just how consistent some of the advice was. The most common piece of advice—so common that almost every single email said at least something about it—was to start getting your financial house in order and to start saving for retirement… today.
Keep an “emergency fund”—there were tons of horror stories about people getting financially ruined by health issues, lawsuits, divorces, bad business deals, etc. Stash away a portion of every paycheck, preferably into a 401k, an IRA or at the least, a savings account. One reader said, “If you are in debt more than 10 percent of your gross annual salary this is a huge red flag. And then there were the readers who were just completely screwed by their inability to save in their 30s. People typically struggle with boundaries because they find it difficult to hurt someone else’s feelings, or they get caught up in the desire to change the other person or make them treat them the way they want to be treated. When we’re in our 20s, the world is so open to opportunity and we’re so short on experience that we cling to the people we meet, even if they’ve done nothing to earn our clingage. Conversely, while enforcing stricter boundaries on who we let into our lives, many readers advised to make the time for those friends and family that we do decide to keep close.
A few readers noted that most people arbitrarily choose their careers in their late teens or early 20s, and as with many of our choices at those ages, they are often wrong choices.
Multiple readers related making major career changes in their 30s and being better off for doing so. It follows that if one can still change in their 30s—and should continue to change in their 30s—then one must continue to work to improve and grow. As Warren Buffett once said, the greatest investment a young person can make is in their own education, in their own mind. In my article about what I learned in my 20s, one of my lessons was “Nobody Knows What They’re Doing,” and that this was good news. Pretty much everybody agreed to get over whatever problems you have with your parents and find a way to make it work with them. But then there’s the question that plagues every single 30-year-old: To baby or not to baby?


The consensus about marriage seemed to be that it was worth it, assuming you had a healthy relationship with the right person. This one was rarely the central focus of any email, but it was present in some capacity in almost all of them: treat yourself better. It may not seem like much, but making this type of change in your life will help you feel better about yourself, thereby, changing your outlook on life. Beating the walls and making a big hoot about everything will only make you a nuisance, and no one will want to be around you. Our own thoughts about ourselves are always the most important, but delusional musing is a great obstacle to change. Murdock preaches around the world and is best known for his promotion of prosperity theology. I sent an email out to my subscribers (subscribe here) and asked readers age 37 and older what advice they would give their 30-year-old selves. The same 5-6 pieces of advice came up over and over and over again in different forms across literally 100s of emails.
Quit spending, pay off your debt and start saving.” Another wrote, “I would have saved more money in an emergency fund because unexpected expenses really killed my budget. One woman emailed me saying that she had worked low-wage jobs with two kids in her 30s and still managed to sock away some money in a retirement fund each year.
These were emails from cancer survivors, heart attack survivors, stroke survivors, people with diabetes and blood pressure problems, joint issues and chronic pain. After calls to take care of your health and your finances, the most common piece of advice from people looking back at their 30-year-old selves was an interesting one: they would go back and enforce stronger boundaries in their lives and dedicate their time to better people.
But by our 30s we’ve learned that good relationships are hard to come by, that there’s no shortage of people to meet and friends to be made, and that there’s no reason to waste our time with people who don’t help us on our life’s path.
It may mean ditching a career they spent a decade building and giving up money they worked hard for and became accustomed to. Many readers related the choice of going back to school and getting their degrees in their 30s as one of the most useful things they had ever done.
Well, according to the 40+ crowd, this continues to be true in one’s 30s and, well, forever it seems; and it continues to be good news forever as well. Family is the big new relevant topic for this decade for me, because you get it on both ends. One reader wrote, “You’re too old to blame your parents for any of your own short-comings now. Jenna Fischer, an actress on the hit TV show “The Office,” made a trip from her hometown to Los Angeles expecting to land a super job within a year.
In 1983, Dewey Bozella, then an amateur boxer, was convicted of a murder he did not commit.
In order to make significant changes in your life you should try a “mental diet.” Get out all the clutter that’s been stuck in your brain for eons. Even while alone, have a few funny quotes you read that generates a deeply rich honest chuckle.


It’s easy to point the finger at others but love understands because we are not perfect ourselves. The idea was that I would crowdsource the life experience from my older readership and create another article based on their collective wisdom. It took me a solid three days to read through them all and I was floored by the quality of insight people sent. It seems that there really are a few core pieces of advice that are particularly relevant to this decade of your life.
Her career took a turn for the worst and now she’s stuck at 57, still living paycheck to paycheck. Because she started early and invested wisely, she is now in her 50s and financially stable for the first time in her life. But just as with the retirement savings, the response from the older readers was loud and unanimous: get healthy and stay healthy now. They all said the same thing: “If I could go back, I would start eating better and exercising and I would not stop. But it’s better to focus on our primary strengths and maximize them over the course of lifetime than to half-ass something else. And, in fact, dozens and dozens of readers implored to not let these social expectations of “being an adult” deter you from taking some major risks and starting over. Your parents are old and you need to start considering how your relationship with them is going to function as a self-sufficient adult. That means releasing yourself from the negative thoughts that keep you from being the person you wish to be. A humorous quote by political satirist and entertainer Mark Russell says “the scientific theory I like best is that the rings of Saturn are composed entirely of lost airline baggage.” It’s imaginative and funny.
When I asked my mom this question, her answer was, “I wish I had been willing to think outside the box a bit more. Free to continue pursuing his dream of becoming a boxer, he was 52, stepped into the ring against a 30 year old fighter and won! They later got divorced and she soon ran into health problems, draining all of the money she received in the divorce settlement. And now that I’m competent and have a major advantage and love what I do, why would I ever trade that in for another career? One famous and wealthy actress who once lived in a homeless shelter stated “I learned that I could live through any situation.
She, too, now lives paycheck to paycheck, slowly waiting for the day social security kicks in.
Another man related a story of having to be supported by his son because he didn’t save and unexpectedly lost his job in the 2008 crash.




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