NEW YORK (CNNMoney) — A lottery official said three winning tickets were sold in Texas, North Carolina and Puerto Rico.
It’s because the jackpot is actually $338 million for any winner who decides to take a lump sum payment. The larger price amount includes the interest that accumulates from the prize money that is invested over the payout period of 29 years. Terry Rich, president of the North American Association of State and Provincial Lotteries, says it would confuse people if they were to advertise both the amounts. Vinh Nguyen, who bought a winning Powerball ticket in September in San Mateo, Calif., did take the $228 million annuity prize.

Out of the hundreds of winners, there have been only five Powerball or MegaMillions winners in the last seven years to chose the larger, but deferred, jackpot. There have been numerous stories of lottery winners who blew through their winnings only to end up paupers just a few years later. In 2006, when rates were a lot higher, Wednesday’s $500 million Powerball jackpot would have been worth $765 million, a record.
But he was robbed often, including one time when he had a brief case full of cash stolen from him at a strip club. Make sure I am always expanding and develop them to the point that they consistently generate reliable cash flow.

Today he is 68 years old and still having to work, and says he wishes he had taken the annuity payments.
If this means living in a small studio apartment and eating ramen, rice, and beans, so be it.

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