Are you from America, Europe, Asia Pacific, Africa, Middle East or were ever you are from on earth. Hi viewers i am Fred John From USA , my best regards to you all that are reading my testimony on how i got my lottery winning number from A great man called Dr Ogumen which so many people has talk about helping them out of there different problems so i also contact him and told he all my problem and pains that i am passing through so he assure me that all my pains will be over forever so i trust him and i also believed in his work just because of what i have see and here about Dr Ogumen on the internet so luckily for me he did it for me as he promises me, but today i am very happy with my family , am so happy and great-full to you Dr Ogumen to you and the magic you have done for me that makes me win millions of dollars in lottery. Good day everybody, This is my testimony on how i won $310.5 Million Powerball Jackpot lottery.
Lottery winner Malcolm Ramsey, 55, sits in his room at the Loving Care assisted living facility in St.
It’s every scratch card lottery player’s dream — seeing those matching numbers that mean big bucks.
Manage your email preferences and tell us which topics interest you so that we can prioritize the information you receive. But in umpteen conning contests, lottery and sweepstakes scammers seem to have their own winning number: your age. Discover great deals and savings on travel, shopping, dining and entertainment, health needs and more as an AARP member. It's become too familiar: You get an email, phone call or letter saying you've won a jackpot, often a foreign lottery.
But know that if you do win a legitimate contest, a portion of your jackpot may immediately be withheld for federal and state taxes, and you're responsible to pay any balance when filing that year's taxes (the IRS and your home state are notified of winners). Sid Kirchheimer, the author of Scam-Proof Your Life, writes about consumer and health affairs. AARP is a nonprofit, nonpartisan organization that helps people 50 and older improve the quality of their lives.
Oregon LotteryWhen Eric Hale won $1 million in the Oregon Lottery, he didn't forget his childhood promise to share any lottery winnings with his brother, Quinn. When he called his brother to tell him the good news, Quinn, of Yakima, Washington, was in disbelief. Eric said he waited to claim his prize so he could consult with a financial adviser, according to the lottery.
According to the Bend Bulletin, Eric, 45, will use some of his winnings to get his mastera€™s degree in clinical counseling. The ecstatic 16-year-old spent her winnings on vacations, homes, shopping, friends, and even a couple of breast improvements.
I am happy to display my identity that contains my pictures, email address and my home address. I am very happy for sharing this great testimonies,The best thing that has ever happened in my life is how I win the lottery euro million mega jackpot.I am a man who believe that one day I will win the lottery. I want to use this opportunity to thank Great Priest Egwonga for casting winning spell for me to win the lottery of $310.5 million lottery ticket. And that’s exactly what happened to Florida resident Malcolm Ramsey, whose winning numbers added up to $500 a week, for life.
You're nearly twice as likely to fall for prize promotion schemes compared with other Americans, according to Federal Trade Commission data.
But there's a caveat: To receive your winnings, you're told, you have to first pay taxes, or fees for insurance or other expenses. If congratulations come with a check — with instructions to deposit it and send a portion back — the check's a fake.
The $7,000-a-week-for-life prize in the popular Publishers Clearing House contest will be announced Nov. His brother, Quinn Hale, would probably agree, since Eric won $1 million in the Oregon Lottery and split the prize with him, just like he promised he would when they were children. He was my first call when I realized I won,a€? he said in a statement issued by the lottery. Its shocking to me till this moment that i finally won $15,000,000.00 after going to so many places here in the states to get help to make me win lottery in a very easy way. I was on the edge of losing my house and so many things around me, so I asked a spell from you, so that I will be able to save my house and come up with payment options. Financial advisors such as tax preparers, investment counselors, and budget consultants can all be of assistance to you during this time of major decisions making.
Ramsey was on a $54 monthly allowance before buying a scratch-off ticket worth $500 a week for life.
And you can be sure the figure's much higher, because most victims — particularly older ones — are too embarrassed to admit to getting duped by a scam that reigns among the most prevalent.
If you play Powerball or a state lottery and win, it's up to you to produce the ticket as proof; lottery officials don't contact you. Scammers sometimes set up phony state lottery websites (find real state lotteries at this webpage). Even with these included, it's wise to do an online check of the contest name before entering.
The top prize was $228 million, and, playing the same numbers as he has for the past 20 years, the older Hale bought a ticket that had five jackpot numbers but not the Powerball number. Quinn, 43, will pay off student loans from his doctoral studies and pay down on a motor home.
I know many people in the states and in the world has given up on trying to win a lottery or have given up trying to contact a magician or a spell caster for any kind of help to solve any form of difficulty. You help me with your magic voodoo spell power and i won 100,000.00 $ all thinks goes to you SIR the great powerful and wonderful magic voodoo spell caster called Dr Ogumen for what you have just done for me.
But I never know that winning was so easy until the day I meant the spell caster online which so many people has talked about that he is very great in casting lottery spell,so I decide to give it a try.I contacted this great Dr RASATO and he did a spell and he gave me the winning lottery numbers.

Ever since then i have not been able to win any lotto and i was so upset and i needed help to win this mega million lottery. The 55-year-old, who lives in an assisted living facility and has been deemed mentally incompetent to care for himself, blew through nearly $300,000 of his winnings in only two months — at one point spending $1,500 for a taxi fare and $14,000 in cash checking fees. And then there was his family, who were given watches, new phones, cash gifts and car repairs. The latest spin: county-themed cons, like one recently targeting seniors and veterans and purporting to be from San Diego County in California. If you send upfront fees for a contest, expect to be hounded for additional fees to claim that same nonexistent prize.
They call saying they're at a public place near your house and are coming to rough you up (they find out about that place through online maps). The major reason why many people choose to have an annual payment sent to them is because they will be awarded an increased amount to help account for inflation costs. So why did the state issue a man deemed incapable of caring for himself a check for more than $400,000? It's identity thieves who seek more sensitive data, such as Social Security numbers and driver's license and bank account numbers.
Incoming calls with area code 876 indicate they're still in their homeland, though — too far for a beating or to apply handcuffs. Otherwise, if they take the cash lottery amount they will just receive the principal amount.
Susan Taylor Martin of the Tampa Bay Times talks to Here & Now’s Jeremy Hobson about the story. But if you forward any funds, you'll lose them and will be on the hook for any other money drawn from that deposit.
Because i have never won as i have tried my luck several times,i have to go seek for the help of a magician here in the states and i used three magicians to try to win but still to no luck and i spent close to $6,200.00 dollars on the magic help i was getting from this woman here is Florida still no win for me as her magic was not powerful enough to enable me win a lottery. Read Martin’s story, “Lottery winner’s lifetime of money gone in weeks” Guest Susan Taylor Martin, senior correspondent for the Tampa Bay Times in St.
If you choose the cash option it will be sent to you all at once, as mentioned in the previous paragraph, and you will be responsible for paying taxes on that entire amount. After a deep thought again that i am not getting younger, Something inside me said to me that i must not give up on my dream to win millions on lottery someday.
But I never know that winning was so easy until the day I meant the spell caster online which so many people has talked about that he is very great in casting lottery spell, .
If you choose to have your prize payments sent to you annually you will receive payments every year for 29 years in a row. My problem was now, Since i can not win lottery with my natural luck and i have tried a magician face to face here in Florida, What will i do next was the question i begin to ask myself for weeks till i stumble on a post by some spell caster that he can grant ones help on anything. Each payment will be increase by a certain percentage as well, in order to keep up with inflation rates.
I contacted him and he also worked for me and still no luck for me to win lottery after spending almost $2,800.00 dollars on the spell he promised to cast for me to win lottery.
If you have just won the Powerball grand prize, you will usually have up to 60 days to decide how you want your reward paid to you. To everyone out there, This is my main focus and why i took it upon myself to parade the internet just to tell everybody that needs a spell caster online to be very very careful and know that there are more of lies and fraud spell casters online than just the ones that are real that can grant you 100% result if you contact them.
Coming online to seek for a spell caster to cast a spell for me to win lottery was another disaster to me as i was deceived by four spell caster that made away with almost $7,800.00 dollars without result. Those advisors will help you decide what your overall monetary goals are, and they will help you define a useful purpose for the money.
And now for a story about every scratch card lottery player's dream, seeing those matching numbers that means you win $500 a week for life. It was my wife that now came home and showed me the testimony of Mari her colleague in the office refereed her to that won just the sum of $75,000.00 with the help of a spell caster called Dr Ajayi Ololo after telling him about how i have tried to win a lottery. They will help steer you in a direction, which will ensure that your lottery winnings, especially if you win the grand prize or one of the first three cash prizes, will stretch out as far as possible.
My wife advised me and begged me to give the spell caster a try that she know that i have been hurt badly by other fake spell caster and magician in the past, That she was told that this spell caster called Dr Ajayi Ololo make the impossible possible in life as that is his work and his work is 100% guaranteed to get any form of help from him. Really we contact him and he send us a form to fill out after almost 2 hours of contacting him and we did all he instructed and in just 48 hours he called me personally on the phone to tell me that he is done with my work that i can go try my look that i will win noting less than $15,000,000.00.
He declined the weekly payout and went with the single payment, which after taxes added up to a few hundred thousand dollars.
To me i was just like i have heard all this before either from the magician here or the fake spell caster parading themselves to be to real before. For instance, those who choose the cash option may consider the principal amount more than enough to meet their needs, even after taxes. But i did went to try his work and with all heavenly truth his words came to pass just as he has said it. Some people would use the cash from a lottery payment to help them fund their dreams that they never thought could come true. Till this moment all, My mouth is not wide enough to say thank you to him because he really prove to me that there are still hard working spell casters that can make the impossible possible in life.
For instance, they can take long vacations, and possibly reduce the number of hours worked on a job, or even or eliminate needing to work a job altogether. And Susan, we should say that Ramsey suffers from mental illness, has been deemed mentally incompetent to care for himself.
Furthermore, they can improve their home, pay off past debts, and help their families, and give money to charities. Likewise, they may not want to wait to get their hands on their money, and they may feel more secure knowing it is in their hands already.

Another reason why people would want to consider the cash option is they may want total control on how they want to invest the money in order to profit from it.
SUSAN TAYLOR MARTIN: Well, he apparently had some help from a friendly cab driver who often parked at the convenient store where Malcolm bought his ticket.
For instance, they may use a portion of the money for business or corporation start-up costs, and they may need a lump sum to get started. The cab driver phoned lottery headquarters in Tallahassee, Florida, found out that Malcolm needed an identification card, which he did not have. They may also decide they want to purchase real estate with it, or they may consider purchasing stocks or bonds. So the cab driver loaned him money to get a birth certificate first, which he used to get his identification card.
The reason some people would do this with their lottery winnings is because even though these are riskier investments rather than just accepting annuity payments they could also be more profitable as well. If you are considering the cash option of lottery payout you can talk to your financial advisor about various investment options that can bring you a better return than annuitized lottery ticket payments. And with $50 also borrowed from the cab driver, he opened a Wells Fargo bank account so the Florida Lottery would have some place to wire the money.
For instance, some people like the idea that the increased payment amount every year covers the rate of inflation. This will help people to earn what they feel is rightfully their Powerball lottery cash prize.
What he did, instead of leaving the money in the bank, he cashed a check for $302,000 at Amscot - 302,000 being the after-tax winnings - and then he converted most of that into money orders worth a thousand dollars apiece and then he ,started spending. If you need help regarding lottery winning investment opportunities it is highly recommended that you seek out a financial advisor whose judgment you trust.
If you need to find someone you can ask around, or search for an advisor by using your web browser. MARTIN: Well, it appears that relatives that previously had paid very little attention to him started showing up at the assisted living facility where he stays.
And at that point they were able to go to his room at the assisted living facility and recover a $118,000 in unspent money orders.
HOBSON: Well, in your reporting of this, did you get any sense of who failed Malcolm Ramsey?
MARTIN: Well, I think it was just sort of this - an unfortunate sequence of events where the assisted living facility called his guardian. The guardian was unable to get any information out of Malcolm because there was nothing she could find on the Internet to confirm that he had won the money. And by the time all the ducks were in order, so to speak, three weeks had elapsed and he had spent about a $170,000.
In Florida, it is a felony punishable by 30 years in prison to exploit the elderly or disabled.
And the police investigation is pending, so it will be interesting to see what they find, whether it was relatives, whether it was somebody else who maybe took some of these money orders or got him to cash them for their benefit.
After the story appeared, they said that they felt that that was the right thing to do, that they were unaware that he had been declared incompetent to handle his finances.
HOBSON: And then that cab driver you talked about early on who drove him to go and collect the check charged him $1,500 for the cab ride. He claimed that that's what the meter fare was, although that does seemed a little bit high for a trip of about 200 miles one way.
MARTIN: He has a $118,000, which the judge is now holding for him in a safe at the court clerk's office while his new guardian tries to determine if there is some way that that money can be put into a special needs trust where it can be used for his benefit, and his benefit alone, while still preserving the government benefits like Medicaid that he will probably need for the rest of his life, because he is chronically, mentally incompetent.
HOBSON: Well, yeah, because these winnings have brought into question whether he can continue to receive government assistance, right?
However, Supplemental Security Income and Medicaid, you cannot have a lot of money in the bank, as he now does.
HOBSON: Has this case in Florida sparked any kind of a push for new regulations to protect people like this? Because we should note that the place where he bought the lottery ticket is actually one of the busiest lottery ticket sellers in the state, right? This little convenience store in kind of a poor section of town, across from an assisted living facility, had over a million dollars in lottery ticket sales last year, ranking it 34th among 800 outlets. So that gives you an idea of how many people are going in there buying these $1 and $2 scratch-off tickets. However, there's a feeling that the lottery should start checking to see if people have been declared by a court to be mentally incompetent.
And in such cases, they should not give the person the money directly, but should go through a guardian or a judge. HOBSON: You write that Malcolm Ramsey is still buying tickets, and is hoping for an even bigger prize.
And just yesterday, I talked to the store manager, who said that he'd already been in there several times.

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