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It's possible to modify a personal budget spreadsheet to apply to a business, but if you are using our Income Statement Template, you'll want to use the business budget spreadsheet so that you can create a budget that is parallel to your income statement. For those who are just starting a business, or thinking of starting a business, you might be interested in the free Business Start Up Costs template.
This spreadsheet contains two sample business budgets designed for companies providing services or selling products. Service Providers: The Services worksheet is a simple business budget that separates income and business expenses into categories that closely match those used in an income statement.
Retailers, Manufacturers, Publishers: The Goods worksheet includes the categories in the Services worksheet, but also has a Cost of Goods Sold section for recording inventory and purchases and calculating Gross Profit.
This worksheet is a variant of the above business budget, with sales and business expenses broken down by month. This version allows you to perform a detailed analysis of your business expenses and cost of goods sold (COGS) if you are selling multiple products. If you add or move categories around, make sure to double-check the calculations, especially the SUM() formulas that calculate the totals and subtotals, to make sure that the right cells are summed. The costs associated with producing and purchasing goods are variable costs that increase or decrease with the volume of production and sales, such as wages for direct labor required to produce the goods, packaging, inventory purchases, shipping, and commissions. A separate section under business expenses calculates the Net Income Before Taxes by subtracting the Total Expenses from Total Income. One of the reasons for budgeting is of course to help you determine whether you will be able to afford upgrades, new construction, asset purchases, etc.
Disclaimer: This spreadsheet and the information on this page is for illustrative and educational purposes only. To edit the current wallpaper resolution just click the "Full Size, Edit and Download" tab below and then click the "Full Size & Edit" button. Please take a seconds to read and agree with our Copyright Policy Agreement before download. If anything, these studies have proven that our capacity to think effectively and quickly is very closely tied to our imagination and our ability to create associations between information chunks.Mind mapping has come a long way since the early days when Tony Buzan introduced it to the world. A business budget helps you decide whether you can grow your business, give yourself a raise, purchase additional inventory and assets, and whether you may be able to avoid bankruptcy. A startup cost analysis is an important part of a good business plan and can help you get things off the ground before you begin using a more detailed business budget. The categories are fairly comprehensive, but it is also easy to add, remove, and modify the categories. This is helpful for budgeting quarterly expenses and other business expenses that occur at specific times of the year. Columns are also included for calculating the Percentage of Total Sales for each product and the various expenses.

Conditional formatting is used to highlight the Difference red if income is less than the budget amount or if business expenses are more than the budget. If you want to perform a more detailed analysis for multiple products, you can insert additional rows and separate the sales and costs according to product, or you can use the bonus spreadsheet that is designed for performing a detailed analysis for multiple products. This helps you make a simple estimate of the income taxes, assuming all the Expenses are tax deductible. However, this budget spreadsheet is mainly for comparing your operating income and expenses to make sure that in your normal business activities you are earning more than you are spending.
A careful study of these costs can help you determine pricing for your products, which products are more profitable, etc.
If you have any taxable expenses make sure to subtract those values from the Net Income Before Taxes before estimating your income tax budget.
You would typically look at your Net Income to determine whether you will be able to expand your business, make large asset purchases, etc. There are now more visual mapping software applications out in the market than can be counted on our fingers and toes.The world of information organization is definitely changing course, and visual mapping is quietly becoming the revolutionary tool that will enable the few early adopters to gain a foothold and advantage within their industry. Make sure this wallpaper match with your device resolution or you can edit the Earth Day Green Planet wallpaper before download on our edit option below. We will also explore several visual mapping examples using different mind mapping software programs — providing you with a visual comparison of the features and the graphical environment of each tool. The bulk of the discussion will however be built upon the IQ Matrix map presented at the top of this post.We will begin our exploration by defining the process of mind mapping. After which we will delve into the benefits of mind mapping and describe a variety of uses for mind maps.
Either way, they will assist you to better organize and manage the plethora of information that you are exposed to every single day.Using Mind MapsSince the dawn of the Internet age, mind mapping has been growing steadily as an accepted way of storing and organizing information.
And this list only scrapes the surface of what is possible.Drawing Mind MapsDrawing a Mind Map is a rather simple process once you have a grasp of the basic structure. You will gain significantly by downloading these images and referring to them as you move through the content presented here.
This software is designed and created by Tony Buzan the world renowned author who for many years has been a pioneer within the mind mapping community.The software is relatively simple to use, allowing each user the ability to draw and extend branches with their mouse or a computer pen. Content is added to each branch via the keyboard once that branch (line) has been selected. Colors, fonts, images, symbols, and discrete notes can also be added to each branch as required.The software is quite pleasing on the eyes from a graphical perspective, and is probably most suited to young children and those who are just starting out with mind mapping. Predominantly used for business purposes, MindManager is today gaining inroads into educational institutions and the home environment.MindManager provides the user with great flexibility to organize, arrange and categorize information in a variety of ways, while providing seamless Microsoft Office and Outlook integration. While at the other end of the spectrum there is the very structured layout of MindManager which is primarily used for business mapping purposes.

If so, then you might like to download the accompanying mind map reference poster to your iPad, tablet or computer. Within this scenario causes are identified and effects are measured, effectively unlocking the hidden patterns that are continuously re-creating your life experience on a daily basis.The MasterMind Matrix presents you with a visual concept map of your personality.
It progressively unlocks and expands your understanding of your current patterns of behavior, while helping you develop new habits that can guide your life in the direction of your choosing.I will not go into any extensive detail to break down the chart here as this has already been discussed within the 76 Part Breakdown of the chart. Personally, I couldn’t quite grasp how our psychology linked and interacted with the outcomes we experience in our lives. However, as my research into the human psyche moved forward and I gained valuable feedback from other people, I began adding additional pieces to the chart, until it became what it is today.Upon first glance, the MasterMind Matrix may look complex. However, if followed section by section, you will hopefully begin to understand how all the pieces of your psychological puzzle fit together to lay down the building blocks of your personality. And once you have this understanding, you will be ready to take the necessary steps to transform your life and behavior forever.Answers to a Successful Life Lie in Your HandsThe MasterMind Matrix was not made to answer all your questions about your personal psychology and behavior. However, it is designed as an easy-to-reference tool that will help guide you along your journey towards transformation.No longer will you wonder what the personal development Gurus are talking about in their books, DVDs or seminars. From this moment onward, you will be able to piece together their content and information into perspective within the MasterMind Matrix.
In fact, every future IQ Matrix map also represents specific segments of the chart to enable easy reference and management of information.Each segment of the chart that links to a smaller IQ Matrix map is represented with the IQ Matrix central image (the image that is used at the center of each IQ Matrix) and a number that is allocated to each IQ Matrix within the IQ Matrix Store. For example, in the image below the IQ Matrix for goal setting is represented with the number #13. This topic has however been placed into the developmental pipeline and will be completed sometime in the future.Each IQ Matrix map is designed to expand the segment of the MasterMind Matrix it is assigned to in greater depth and detail. Don’t get me wrong, I do actually believe that we attract into our lives those things that are aligned with our dominant patterns of thinking. However, life isn’t about thinking optimistically, visualizing and having a positive expectation that you will receive what you want to attract. If it was that easy, then everyone would be a millionaire and married to the partner of their dreams.As you progress through the MasterMind Matrix you will see that in order to manifest what you want most into your life, you will need to make sure that your thoughts, emotions, physiology, beliefs, values, psychological rules, the language you use, the questions you ask yourself, how you use your imagination, the people you allow into your life, the goals you set on a daily basis, the actions you take, and a plethora of other factors must all be aligned consistently and focused on what you want to attract into your life. If any one of these factors does not point towards that direction, then your energy will be scattered, displaced and in conflict, and you will consequently suffer the consequences by cycling through the Path of Most Resistance over and over again.It is only when your energy is fully aligned with your true intentions and not your desires, that you will begin to manifest what you want most into your life, easily and effortlessly.

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