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This file contains additional information, probably added from the digital camera or scanner used to create or digitize it.
If the file has been modified from its original state, some details may not fully reflect the modified file. It’s easy to forget that banks, just like the rest of us, exist in today’s economy by making money. In the Ancient World, merchants loaned grain to the farmers and traders to carry in exchange for other goods.
With the development of a more manageable currency, a whole new class of merchant emerged to help manage it – the “money-lenders”. Though there is an ancient history of banking that involves exchange of currency for goods, our modern banking system came about in 1913 on Jekyll Island, Georgia.
Financial Services Company focusing on Infinite Banking and providing solutions to problems many American are currently facing. Halloween is a festival that is celebrated on the 31st of October and that involves for many in the US the act of dressing up as witches and devils and trick or treating. It seems that Halloween in Europe travelled to the US via Irish immigrants who brought their traditions with them. In other countries in Europe, particularly Poland, Halloween as we know it is even less well known and there is a lot less dressing up and partying involved. As I know that, in some places, this can be a sad celebration, I’m pretty sure it will soon be similar to the Halloween in Europe or US known for its crazy and fun customs. Maybe holidays in Europe (such as Halloween) aren’t so much fun as the ones in US are.
Wasp if you like the trick or treating so much, why don’t you see if you can set up trick or treating in your community? I always just assumed that Halloween was an American holiday and other countries did not thing like trick or treating or decorating.
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The history of banking didn’t begin on the Monopoly board, nor did it begin with the $1, $5 or $10 bills.
In time, with greatly increased transactions, there was a need for lighter, more easily conducted payments. These original “loan sharks” were wealthy, small-time merchants who charged interest to the small-time borrowed and became even wealthier. It was there, on the Golden Isle, that wealthy businessmen and bankers of the day created the Federal Reserve Act which established the introduction of the Central Bank – The Federal Reserve. Borrowing from a bank with high interest rate, or giving your money to a bank to grow a nest egg for yourself comes with hidden fees  and, more hidden fees.
Halloween in Europe is much the same in a majority of countries, where this commercialisation has found much success.
In the latter, the Celts would leave food at their doors in order to lure in good spirits, and would wear masks in order to scare away the evil.
At the time this was on November 1st, and was intended to honour all of those saints who did not have their own day. In the US this tradition caught on and was highly commercialised with cards, decorations, cakes and the introduction of more traditions such as pumpkin carving. And especially Halloween, everybody likes dressingup in monsters and all kinds of creatures at least once a year.
I think we don’t have too many fun holidays in Europe and this one is surely my favourite. I knew Halloween is a celtic holiday but today, holidays in Europe are more of a marketing tool. I know that is very funny to costume in different personages or things, but some people overreacting. But the need for creating a process for lending and borrowing, for negotiating and transferring payments is how the earliest banking began – sort of. Utilizing a whole life policy as your bank and lending option is a way to eliminate those hidden fees, as well as shelter your money from inflation.


In other places however Halloween in Europe is also treated more seriously as a religious event. When the Romans later invaded England, they would add extra traditions such as honouring the dead.
These commercialised aspects then travelled back to Halloween in Europe and in the West (England, France, Germany etc) many of the same practices take place with families decorating their homes, buying in sweets, and dressing up as ghouls and skeletons. Polish Catholics thus will attend church and visit their relatives’ graves where a priest will throw holy water. Finally, when you properly structure your whole life policy you receive many tax advantages, if not get money completely tax – free. Many individuals in England, France and Germany etc will also dress up in order to visit clubs and parties.
Here children dressed as creatures of the night will knock on the door of local residents and offer them the option of handing out sweets or falling foul to one of their tricks – which might involve fart gas or silly string.
Here Halloween in Europe is a sad day and very different from that celebrated in the US and Western Europe, though some of these traditions are gradually starting to catch on. So, from this point of view, Halloween in Europe seems kind of modest next to the US Halloween.
My mom is american and even if we celebrate this holiday in Europe, she always gives me candy, even without trick or treating.
Interestingly there are some reports that Halloween in Europe also owes some of its origins to France, with Celts in Northern France being believed to have also celebrated the date.



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