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Less than half a cup of coffee later, I found out that I was eligible for a policy that will save me over $50.00 a month. I went to the site to check it out, and found that a two-member household that makes a maximum of $40,050 a month can qualify for a premium of only $376.00.
You may or may not end up qualifying for this program, but if you’re a California resident it’s certainly worth your time to check. You probably have more questions than just how you can save on car insurance, and we sure hope we can help answer them! In drivers ed classes, you hear a lot about the dangerous things you can do as a driver that will make you more likely to get into a crash. Unfortunately, we can usually only answer this question indirectly, by looking at the crash data compiled by the National Highway Traffic Safety Administration (NHTSA) and trying to figure out how frequently different factors are associated with collisions. Now, thanks to a recent study of driving risk from the Virginia Tech Transportation Institute (VTTI), we have a better idea of just how risky the risks of driving really are. Overall, the study found that nearly 90% of crashes involved a driver doing something wrong, either by committing specific driving errors, driving in a risky way, or being distracted, fatigued, or impaired. It seems, in other words, that we’re not just judging ourselves as better than we are.
Our best guess is that it’s just too easy to overlook what people are doing wrong in the car, at least when you’re there in the car with them! Anytime you spot your driver doing one of these things, mark it on the checklist and make a note of the circumstances, so you can talk about it later. Doesn’t everything seem to take longer during the winter—longer to get yourself out of bed, longer to get yourself ready, longer to start your car and get on the road? For instance, do you really need to warm up your engine for several minutes before getting on the road?
Self-driving cars are getting closer to reality every day, but before people can start using them, the governments and agencies that oversee the roads are going to have to set some rules for how they should be used.
Last month, the California DMV took an initial step towards answering these questions by releasing the nation’s first proposed rules to govern the public use of autonomous vehicles.
But as frustrating as the process can sometimes be, we know that these steps play a role in making roads safer. In particular, the effect of marijuana on drivers has come under special scrutiny as states around the country continue to relax their prohibitions of it. In 2013, more than 32 people died every day because someone decided to get behind the wheel when they’d been drinking. This month marks the thirtieth anniversary of the establishment of a drinking age of 21 in New York, one of the first major victories in the fight against drunk driving. The ultimate measure of man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy. When you subscribe to our free service, each Monday you'll receive several transformational quotes on a new topic - with commentary by Peter Shepherd - plus an exceptional accompanying article, to inspire you throughout the week.
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Here is a link to a free 20-minute track from iAwake Technologies - a sample of the type of tools that will deepen your meditation immediately and help you quickly become a successful meditator. I think you'll find this technology a tremendous aid on your transformative journey of becoming your best and most creative self - and you can get started today! Because they can constantly obey the rules of safe driving, avoid conflict by communicating with one another directly, and eliminate the potential for driver error, self-driving vehicles are seen by manufacturers, experts, and safety regulators as a game-changer when it comes to reducing the risk of collisions. We have a little change of pace for you this time around, with a guest post from one of our behind-the-scenes team members, who recently took a close look at how to save on car insurance. It’s a natural fit for us, because our goal is always to keep you safe and informed, and if we can help you save some money along the way, that’s great, too! California’s Low Cost Insurance Program helps make sure low-income drivers can still carry the insurance they need to be driving legally. Take a moment to stop by our Insurance Center for more information, and for a look at some alternative ways to save on car insurance, read this article at I Drive Safely!
This approach has a lot of limitations, however, not the least of which is the fact that this information is collected after the crash has happened. That means that nearly nine times out of ten, when a crash happens there was something that a driver could have done differently to prevent it. Specifically, 85% of adults rate themselves as fairly or very good drivers, but only 33% rate their children as fairly or very good. Think about that for a second: the last time you drove to the store, did you feel like one in 50 of the drivers around you was bad or at least not very good?
This fascinating finding argues that most of us believe we’re simply more skilled than we really are, and this finding has been validated time after time, in carefully controlled experiments. That means that it can just plain be hard to know who the best driver in your family is, without some external guidance.
These guidelines have been eagerly awaited, as California’s rules will provide a framework for other states and the federal government to follow as they consider their own policies for self-driving cars. For one thing, every state in the country has a Graduated Drivers License (GDL) policy in which drivers under 18 must pass through several stages of restricted driving before they are eligible for a full license. For instance, studies show that taking drivers ed is associated with fewer tickets and collisions, and that crash rates among young teenagers have dropped by 20% to 40% in places where elements of GDL programs had been adopted. But because of a helpful article from the California Office of Traffic Safety, I am making an exception this year to do my part to make the roads safer. But as we consider some potential solutions, we also have to acknowledge that the problem itself is changing, as drug impairment is becoming nearly as common as alcohol impairment.

This week is also the beginning of a national “Drive Sober or Get Pulled Over” campaign designed to keep the roads clear of drunk drivers through the holiday season.
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Will we have to learn new skills or adopt new technologies if we want to stay in charge of our own driving experience? He put one of our special offers to the test, and followed it up with some interesting research. I do currently have insurance, so I chose that, entered my zip code, and began the process. As a result, it’s hard to figure out exactly what the driver was doing before the crash that may have caused it. Adults also rate their parents as worse drivers than they are, grading 40% of their mothers and 44% of their fathers as fairly or very good. If it’s taking you too long get on the road in cold weather, it may be that there are steps you could be doing more efficiently, or steps you could be skipping altogether! Moreover, most states require novice drivers to complete an official drivers ed course, sometimes until they’re as old as 25. Nevertheless, not everyone does things the way we do in the United States, and some of the ways other countries deal with drivers licensing may surprise you. For instance, one study of NHTSA crash data has found that 40% of fatally injured drivers tested positive for drugs in 2013—nearly as many as tested positive for alcohol! But even though the number of yearly drunk driving deaths has dropped dramatically over the past three decades, there are still countless people who aren’t getting the message. In the spirit of these efforts, we want to acknowledge just how far we’ve come—and to take a look at some new solutions to help us get even more drunk drivers out from behind the wheel. So if the driver gets into a crash, the researchers can figure out what exactly he or she was doing when it happened. Finally, drivers of all age must pass written and behind-the-wheel driving tests at their state’s official licensing agency before they can be issued a license.
In addition, in a recent roadside survey, 22% of drivers tested positive for the presence of some drug (medications included). Indeed, one recent survey found that more than four million people may be driving drunk every month! The information they asked for was pretty basic, but I definitely recommend having a copy of your current insurance policy with you when you’re filling out that section. We’ve already done so much to keep people from getting on the road under the influence of alcohol that it’s hard to believe there’s anyone who doesn’t know how dangerous drinking and driving is. To be sure, our efforts aren’t wasted; in this case, the price of safety on the road is eternal vigilance, and we should never forget that DUI fatalities are as low as they are only because we’re already doing so many things right.

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