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It had to take a whole lot of luck to win Tuesday night's big \$355 million Mega Millions jackpot drawing against astronomical odds. Then, there's always the question of whether you should take the annuity or the much lower one-time payment? For the \$355 million jackpot, the annuity would pay \$13.6 million each year for the next 26 years, so you won't be able to spend all of your winnings at once. The jackpot grew to such a huge sum because Friday night's drawing failed to produce a winner for the multi-state lottery's top prize, which was estimated to be \$290 million.
By Tuesday, the jackpot had reached \$355 million after 15 consecutive drawings that started Nov.
Mega Millions jackpots begin with \$12 million and roll over to the next drawing until there is a winner. Other smaller monetary prizes can range from \$2 to \$250,000, depending on how many numbers are matched. The largest Mega Millions jackpot ever won was \$390 million in March 2007, according to the Mega Millions website. Although the odds of winning Mega Millions' top prize are about 1 in 176 million, that hasn't stopped people from dreaming big. Some Mega Millions players told ABC News they were picking numbers from birthdays to home addresses.

Mathematicians and lottery officials said that the odds of winning are always the same regardless of how many people play because they always draw from the same set of numbers. Five numbers are picked from a set of balls numbered 1 to 56 and one mega number is drawn from a set of balls numbered 1 to 46.

Off the top, the lottery withholds 25 percent for federal taxes, and then another 6 or 7 percent for those who have state taxes, which vary by location. You think, 'What am I going to do in my plane, where am I going to go, how big a house will I live in.' It's a level of fantasy we all engage in, somebody will win that, it could be you," said Emily Oster, an assistant professor of economics at the University of Chicago Booth School of Business.
It's all one giant computer system, so it doesn't matter," said DeFrancisco of the Georgia Lottery.
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