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Adrian and Gillian Bayford, the Euromillions winners who scooped an astonishing £148 million jackpot, said at the time they were considering upgrading their three-bed home in Haverhill, Suffolk. Their first instinct on winning the cash was that they would be house-hunting at the first available opportunity. According to newspaper reports, the seven bedroom house is a Grade II-listed Georgian mansion, and it comes along with 100 acres of wood and farmland. The extra land and properties were listed separately, but the couple decided to go the whole hog.
The experts tend to advise lottery winners to take a break before making any changes in their life.
Clearly this is a complete change, but the Bayfords have followed advice, and taken their time. The question is whether the change in location, along with an inevitable change in lifestyle - from record seller to lord and lady of the manor - is something they have fully prepared for. Clearly there will be a major outlay in terms of upkeep, but they have the money in the bank. There is the issue of the fact that a complex property like this will not sell quickly again - and took a while to sell this time round. Whether or not the purchase turns out to be financially astute, therefore, depends largely on having the right people around to manage it.
Now the Mirror reported that he has moved to Scotland to be closer to his daughter, found a council house, and is working in the biscuit factory. In May this year, a district nurse was back on the night shift hours after winning £1 million.
Some winners move into voluntary work, to help them give their time to causes close to their heart. When Pennsylvania decided to explore privatization of the state lottery, it entered unknown territory filled with questions and critics. Since privatization plans started revving up in late 2012, lawmakers on both sides of the aisle said the process was moving too fast and without oversight. The Senate Finance Committee will still hold a scheduled hearing Monday in the Pennsylvania State Capitol with administration officials, Camelot executives and representatives of lottery employees and senior citizens.
Back in early 2012, a state legislative report highlighted the need for the lottery to earn more money to keep senior citizen programs afloat in the face of a growing aging population. Privatization bids were solicited throughout the spring and summer, though two companies dropped out along the way.
Left as the sole bidder was Camelot, which manages the National Lottery in the United Kingdom. In Pennsylvania, Camelot proposes average annual lottery profits between $1.1 billion and $2 billion, totaling about $34 billion in a 20-year span. To help push its plans, Camelot’s hired two of the state’s marquee lobbying firms, Greenlee Partners and State Street Strategies, along with Harrisburg-based spokesman David LaTorre.
A statement from Camelot said that it intends to keep as many current lottery employees as possible, and increase jobs overall. Camelot’s bid has a $200 million guarantee that would kick in if the company misses its projected profits. State officials said they would only execute the agreement if proposed profits are “significantly higher” than the levels the Pennsylvania Lottery would achieve on its own. The Commonwealth Foundation, a free- market think tank in Harrisburg, crunched the numbers and found Camelot’s bid would add an additional $2.3 billion in the first 10 years of the agreement, when compared to past average growth.
But the public-sector labor union representing lottery employees said it could out-perform Camelot by $1.5 billion in a 20-year period, if it expanded the lottery on its own terms. The American Federation for State, County and Municipal Employees Council 13, which represents 174 of the lottery’s 258 employees, proposed its own expansion plans earlier this week.
Michael Fedor, an AFSCME employee who worked on the proposal, said that profits would be better under a public expansion,because under a private manager, extra profits could be taken in by the company instead of returned to the state.



Right now, the law requires the lottery to make returns at a minimum level of 27 percent of gross sales. AFSCME said it is concerned that Camelot’s agreement with the state will lock in the 27 percent rate, causing a drop-off in earning more for the programs.
Past state research shows that figure went from nearly 39 percent in 2002 to nearly 30 percent in 2011. Supporters of privatization say handing over management would give a more consistent funding stream. GROVE: The York County representative supports privatizing the Pennsylvania Lottery because it will earn more consistent profits, he said. Don’t miss our newsGet the latest on government waste, fraud, and abuse - directly in your inbox. If someone promises you a fool-proof method to win the national lottery, then brace yourself, because you're dealing with a fraudster. Sadly not even Mystic Meg can tell us the lottery numbers that are going to come up in any given week. You could be forgiven for thinking that a lottery win is going to be life-changing stuff, no matter how many other people have the same numbers as you. Just to be clear before we start, you cannot improve your odds of winning by selecting specific numbers.
Every time the machines pick a ball, there's exactly the same odds that they will pick each number - so there's no way to use the numbers you pick in order to increase your chances of a win.
You need to opt for something with a big jackpot - ideally one that has rolled over at least once. The second way to inflate your share of the winnings is to choose unpopular numbers - so if you win, there's a lower chance that anyone else won too.
It found that the number 7 was picked most often - as it's considered lucky - so should be avoided. It also advised against choosing 1,2,3,4,5,6 - which is selected by thousands of people each week. It also discovered that people tended to choose numbers from the middle of the game card, so you may have a more unusual number combination if you stick to the edge.
However, as soon as it published this research, the university changed the way people play, because those who were trying to pick unusual numbers then started following the advice - making those numbers more popular. They have plenty of cash to spare, and given their immense wealth, this mansion and grounds in East Anglia is a relatively modest purchase. Aside from the house - which also has four bathrooms and four reception rooms, there's plenty of other accommodation - including an annex, a lodge, a farmhouse and four cottages.
Deloitte advises UK lottery winners, and says above all else they need to avoid rushing into any major life-changing decisions. Adrian has continued at work - selling second-hand records - and the couple have taken three months to find a home. However, as long as they negotiated a good deal and don't sell again in a hurry, they shouldn't lose too much on the transaction. With the right thought, planing and experience, the couple could use the income from the additional properties to cover the overheads of managing an estate of this size. Carroll hit the headlines for the spectacular speed at which he spent the money - being declared bankrupt eight years later.
His marriage failed, he has been in jail twice, and according to the Daily Mail, he even slept rough at one point. The experts recommend that people don't make any quick decisions about spending, moving or quitting their jobs, so 41% of all lottery-winners actually carry on working for a while. Back in January a bingo supervisor was called in the middle of her shift to let her know she had won £1 million.
He had quit his job after winning, but after spending a few months on holiday he decided that he missed his job, and he missed the trains, so he went back to work.


But the green-colored heart of the debate is what entity can score better profits – a private company, or the state government. The state’s largest public-sector labor union, supported by Democrat lawmakers, filed a lawsuit questioning if the privatization is even legal.
The notice of award means the state can air details about the bid that were previously confidential. Lottery profits funds programs for senior citizens like property tax rebates, free rides and hundreds of senior centers. Mike Brubaker, R-Lancaster, said the goal is to understand the financial implications of privatization, and address the legal questions — in full view of the public. One found the state’s private management agreement too one-sided, and the other wanted to pursue other opportunities, according to the state. Seth Grove, R-York, said the state needs to do something to make sure senior programs don’t end up cut off from its money stream.
He took to The York Daily Record to write an opinion column on why consistent funding is necessary for the state’s programs.
But for lottery-based funding, Randle said a private company may provide more consistency than the state. With £278,365 each, it's an amazing windfall, but rather than buying the millionaire lifestyle, it would leave you with just enough cash for a one-bedroom flat in Muswell Hill.
You could try to choose numbers that have been picked the most often before, in the hope that a flaw in the machine tends to pick some numbers out more than others, but that's simply not how it works. This was the conclusion drawn by Southampton University, which investigated how to win big back in 1998. Bizarrely the number 13 is also a common choice - because while it is considered to be unlucky, it tends to be picked by people who are trying to choose numbers that other people won't go for.
Given the fact that so many people include birthdays when choosing the numbers, it suggested picking plenty of numbers over 31 if you want to be unique. One of the most striking examples of this effect was in the draw in November 1995 with 133 winners. It won't improve your chances of winning, or guarantee you pick unpopular numbers, but it will remove all the bias to ensure it's truly a random selection. Sandra Fosbrooke hit the headlines at the end of last year after her daughter advertised her party on Facebook and caused thousands of pounds worth of damage. And State Treasurer Rob McCord has said he might not even be authorized to pay Camelot under state law. He said he hopes the hearing will ensure that lawmakers’ questions are answered, and that the issue is properly vetted.
Only Indiana and Illinois have moved toward a privately managed lottery, and Illinois has found itself in a court battle with its private manager. Corbett ignored the General Assembly by running through the deal when it was not in session.
A private-management agreement with Camelot can correct lottery funding volatility seen in the past, he said.
If you play the lottery every week, and you have average luck, you'll win back about half the money you hand over - so it's worth picking and choosing the draws you play.
At the time it said that popular combinations of numbers had about 50 people playing them for every draw - while unpopular ones had one person playing them every two draws.



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