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25.10.2015
Long back as an upright teenager, I had made a decision to never change my name after I got married. When A and I were getting married, we never discussed about it because we both knew how important my name was to me! However the first of the numerous questions that came my way because of this, was from the marriage registrar who looked positively scandalous as I signed my name, the original first and last, instead of A’s, in neat letters. Since then, I have lost count of how many raised eyebrows and wounded egos my not changing my last name has caused. Even though actually it was just because I liked my name very much and being super lazy tried to avoid all the extra work of visiting the passport office, bank, post office, changing the official transcripts and emails and I don’t even know what else, time again it was imposed upon me that it was the deed of a terribly stupid and headstrong feminist who has no real notion of what feminism is and tries to defy every social norm. The man in my home doesn’t care, and feels it is too trivial a thing to discuss but the men at my office (it is the place where I meet the majority of my male acquaintance) feel so differently that it was a shock. For a time I used to worry about – after making so much progress socially, economically and politically why must a woman still be subjected to such a sexist and outdated custom to make decisions when she gets married?
I look at this in a different way, along with the male ego it also adds pride to the male genders when his wife is identify with his name. I hope this helps with your process!!  And stay warm my friends!!  I have been freezing cold since yesterday…brrr!! Enter your email address to subscribe to this blog and receive notifications of new posts by email.
4We will require you to provide your payment information when you sign up and we will immediately charge your card $4.95. Equifax® is a registered trademark and Equifax Complete™ Premier is a trademark of Equifax, Inc. Tip: You may want to order a dozen or more certified copies of your marriage certificate to make the name change process easier. Fill out a name change application, found on the Social Security Administration’s website, and mail it in.
Teri Cettina is a mom of two daughters and freelance writer who specializes in personal finance and parenting topics.
The information contained in this blog post is designed to generally educate and inform visitors to the Equifax Finance Blog. I married 3 years ago and am just now realizing my name was never changed by the CRAs automatically like it was supposed to. We welcome your interest and participation on this forum, but be aware that comments will be published at Equifax's sole discretion. Please don't use this blog to submit questions or concerns about your Equifax credit report or raise customer service issues. Instead, you should contact Equifax directly for all such matters and any attempts to do so in this forum will be promptly re-directed.
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If you are planning to take your partner’s last name after you get married, follow these easy steps to ensure a smooth transition. Fortunately in today’s digital age, updating your Social Security card can be done fairly easily. We all know going to the DMV is not the most fun task, but it’s a necessary one when updating all your identification with your new last name.
Each individual person has individual items that would also need to be updated after changing your last name, such as updating your employer’s payroll, mailing addresses, utility companies, insurance, passport and more. He thought I wrote it mistakenly out of habit, and when I asserted it certainly was not, tried to talk me out of it, offered a new form and when I still didn’t buzz, looked pissed. Those initial hours of laziness from not having to run around to change my name were replaced by anxiety of meeting new people in the next get-together. Defying male ego – the fragile inflated thing that breaks and bursts at the slightest nudge.
It’s about our lives, as husband and wife together and everything should be about how we build it.
The Equifax Credit Score and 3-Bureau scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian and TransUnion credit files. Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. Getting a new Social Security card is a good place to start because you can use your card to help you more easily change over other forms of identification. You can also take your application and documents proving your identity (they’re listed on the application) to a local Social Security office. Talk with your company’s human resources department about what you need to do to update your work records, including your name on your payroll check. It’s time to switch credit and debit cards to your new name, along with checks if you still use them. You’re not required to notify the three credit reporting agencies (CRAs) of your marriage and new last name, but it’s not a bad idea. The blog posts do not give, and should not be assumed to provide, personalized tax, investment, real estate, legal, retirement, credit, personal financial, or other professional advice. As such, you should familiarize yourself with all pertinent requirements prior to submitting any response through the blog or otherwise. Other Product and Company names mentioned here are the property of their respective owners.
Go to the Social Security Administration’s website to fill out the application, include the required documents and mail it into the appropriate Social Security Office.
Bring your new updated social security card along with any other forms of ID you can find and get a new driver’s license at your local DMV. Accessing bank accounts without proper identification is a huge hassle, and having your assets frozen because you have mismatched names would be highly inconvenient.
And yes, this is how many men feel, you know – hurt, if the woman does not take his name!
It is so difficult to accept to change that the name you have grown up with and came to love over time, a name that stands for who we are today.


Its really difficult to respond to another name suddenly….just because you are married! But as you’ll soon find out, changing your name is not quite as simple as just signing the marriage license. This might also be a good time to consider updating other work-related forms, such as adding your new spouse as the beneficiary on your work-issued life insurance or retirement plan. You’ll also want to decide whether to add your spouse as a joint owner on any of your accounts.
Your new name should be automatically reflected in your credit file as you notify bank and credit accounts.
Some good ones to consider: the post office, utility companies, your doctor and dentist, insurance companies, the passport office, and more.
Before making any financial decision, you should always consult with the appropriate professionals who can explain your options, rights, and legal responsibilities, and advise you on any tax, legal, credit, or business implications that may result from those decisions. All opinions expressed in this forum are solely those of the individual submitting the comment, and don't necessarily represent the views of Equifax or its management. Go through the list and update each one until you are confident that you have updated them all. We guide you through how to change your last name so you can start your new life as a married woman.
It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Even if you rarely set foot in your bank or credit union branch these days, you may need to do so in order to show your identity documents and marriage license.
The views and opinions expressed by the authors of blog posts are their own views and may not be the views or opinions of Equifax, Inc. Request for them to update your account information and provide new checks, debit cards and credit cards. Please keep in mind third parties are likely to use a different score when evaluating your creditworthiness. If you have a car loan, line of credit, mortgage, or other credit accounts, be sure to also notify those creditors of your name change.
The one piece of good news, though: You won’t need to send these organizations thank you notes! Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income. That way, your credit history will continue to build in both your maiden and married names.
It will be a LOOOOONG drawn out process as it takes months for name changes to take effect based on the frequency of updates received, and even then, they may not update it because they deem it not important.



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