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Call or email Jim for a COMPLIMENTARY package of Knoxville area information including a map.
Knoxville area mortgage rates surged this past week to a nationwide average 6.42% for the most common 30 year fixed rate.
These levels are the highest Knoxville and nationwide mortgages have been to since September 27th of 2007! According to the latest sales figures from the Knoxville Area Association of Realtors the median price paid for a 3 bedroom home in Knoxville was $184,700.
If rates continue their rise as lots of savvy financial folks predict they will we could be seeing 7+% interest rates this fall. Tomorrow will almost certainly cost you more money not to mention the increase in the price of Knoxville and Farragut area homes. She wanted to have a special day to honor her single parent father for the selfless devotion he gave his family.
The greater Knoxville & Knox County area current has 5,900 acres of land dedicated to 213 public parks. The City of Knoxville’s Parks and Recreation Division offers a wide variety of activities for each member of the family to enjoy.
A recent survey reveals (to no surprise) that over 80% of Knoxville & Knox County residents want more parks. April’s figures show a total of 1,144 closed sales in the Knoxville market versus 1,416 sales in April of 2007. The average sale price in April of 2007 was $163,600 and $152,000 this April which goes along with the drop in the median sale price. It’s important to understand that both the drop in volume, median sale price, and average sale price DOES NOT translate to a drop in Knoxville home values although some of my buyers are getting some pretty awesome buys.
On the average sale price end (160-165,000) however there are only 183 homes currently available. Sales seem to still be pretty brisk in the Knoxville area which I believe is being driven by the time of year combined with the very low interest rates still available (5.75-6% fixed, 30 year).
Knoxville’s average days on the market (time to sell a house) is down 5 days, from 105 days in January of this year to 100 days this just past April. In honor of National Tourism Week many of Knoxville’s attractions offered free admission on this past Saturday, May 10th.
The majority of these attractions are free every day but some have an admission charge so it was a good day to have a family outing with little expense. Knoxville Museum of Art: The KMAA?a‚¬a„?s predecessor, the Dulin Gallery of Art, opened in 1961 in a beaux-arts mansion in West Knoxville.
WomenA?a‚¬a„?s Basketball Hall of Fame: Last but certainly not least in the land of UT Coach Pat Summitt and the 8 time national championship UT Lady Vols.
Knoxville has lots of free stuff especially around holiday times so residents and visitors alike need to do some research and take advantage of what our fair city has to offer. Besides being a very healthful exercise, walking is also a great way to get places, especially if they’re nearby.
Don Anderson, one of my fellow Realtors, during a recent hike we enjoyed in the Great Smoky Mountains; hiking is a great walking activity. Each Sunday in the Knoxville New SentinelA?a‚¬a„?s real estate section they print a list of property transfers from the previous week as recorded in the Knox County Register of DeedA?a‚¬a„?s office. I noticed this Sunday, July 13th, there was almost 3 pages of real estate transfers totaling 144 sales in Knox County alone. I noticed this Sunday, July 13th, there was almost 3 pages of real estate transfers totaling 309 sales in Knox County alone.
This beautiful home in northwest Knoxville sold for only $142,400 with new carpeting throughout and fresh paint. I know foreclosure is an unpleasant topic but since Tennessee is number 11 nationwide in numbers of foreclosures, it certainly seems like a subject that merits some discussion.


If anyone is behind on their mortgage payments or have maybe received a foreclosure notice, you still have some legal options to solve, prolong, or even fix your financial difficulties. If you’re A Knoxville, Farragut, or Knox County resident and are having any difficulties making your mortgage payments or have maybe even received a notice of foreclosure I would be happy to sit down with you and go over all your options. If you buy the median priced home with FHA financing and pay the minimum 3% down that means you would be getting a loan for $179,100. It was conceived and first celebrated June 19th, 1910 by a young lady named Sonora Dodd in the state of Washington while listening to a Mother’s Day sermon in church. Both were brief because they each have their own families now and things to do but I look forward to the annual calls and cards. One of the main goals for the Division is to improve recreational opportunities for all Knoxvillians and they do a fine job. Here Knoxvillians can buy locally grown produce directly from the farmers that produced it. The survey also said that walking trails, followed by bicycle and nature areas are the most used park features. Seven Islands has a rich diversity of wildlife with over 150 species of birds including a pair of bald eagles.
For instance we just closed last week on a sale where the house was listed for $164,900, we bought it for $156,000 and it appraised for $165,000! There are currently 1,137 single family homes priced at $500,000 and above in the Knoxville area market.
There were 78 closed sales this past April so that’s only a little over a 2 month supply.
Painstakingly restored in 1977, the interior is authentic 18th century furniture and artwork.
He had fought in the Revolutionary War and was given a land grant of 1,000 acres for his service.
By the middle 1980s the Dulin had outgrown its quarters, and a major community effort raised $11 million for a new museum in downtown Knoxville at the site of the 1982 WorldA?a‚¬a„?s Fair.
Besides the wonderful fresh air and exercise you get walking, it’s a great way to meet your neighbors and others. One reason we love our new West Hills home is because it’s so conveniently located to everything. This would not include Maryville, Oak Ridge, or anything in Loudon county or the surrounding area. The real estate game often has a built in conflict of interest since the seller typically pays a commission to his listing agent which is shared by the buyer’s agent. When you get ready to go looking at some please call or email me to help you buy one at the best price and terms. With this option you try to negotiate with your lender to come up with a payment plan to get you caught up and possibly add any late fees and charges to your current loan to soften that burden for now. If you have a large amount of equity in your home it might be worthwhile to talk with your lender about refinancing your existing loan to get you caught up and hopefully make your payment a bit more bearable.
If your home is in salable condition, maybe selling now to avoid foreclosure and moving to something a bit more affordable until things get better could be a consideration. In a short sale your lender agrees to take less than the principal amount of your mortgage if you sell your house. This is the most extreme solution and should only be undertaken with good legal guidance and under dire circumstances.
President Lyndon Johnson signed a presidential proclamation declaring the 3rd Sunday of June as Father’s Day.
The French Broad River which borders the park contains over 50 species of fish which is more varieties that are found on the whole European continent. 24 homes over $500,000 sold and closed this past April so there is still a very, very plentiful supply in that price range.


The average time on the market has dropped 4 days to an average time now of 100 days to sale.
James White laid off part of his land in October 1791 to establish a town which would become known as Knoxville, named for Henry Knox, president Washington’s Secretary of War. The Knoxville Museum of Art opened in March 1990 in a state-of-the-art, 53,200 square-foot facility designed by renowned museum architect Edward Larrabee Barnes. We refinanced our 30 year mortgage with a new 15 year note and still lowered our payment about 10 bucks a month IN ADDITION TO knocking 15 years of payments out of our budget. On a $200,000 house a 1% difference in the mortgage rate you can get today versus what you could be paying next year is at least $130.00.
However, a new law lets Freddie Mac & Fannie Mae buy loans as large as $729,750 in 71 high priced area.
These days sellers are offering cash bonuses and other incentives to buyer’s agent to entice them to steer buyers their way.
Since most people facing foreclosure in the first place are having financial problems this is not an option for most.
Not surprisingly most lenders are not too excited about this option but since it costs them so much to foreclosure and they usually sell the homes at a loss, a sort sale would be something to run by them. But it did not become an official day of recognition until 1972 when President Richard Nixon signed a law which made it permanent. In addition there are lots of great hiking and walking trails along the ridges and the waterfront and a boat launch ramp.
At that absorption rate that translates into almost a 4 year supply of homes priced over $500,000!
The Italianate gardens are a combination of terraced levels, classic fountains, and thousands of colorful blooming plants. Case in point; several years ago my wife and I decided to refinance our former home in west Knoxville because mortgage rates were falling.
A lot of new neighborhoods that have popped up recently are likely to have lots of owners with risky loans and little equity; a dangerous combination. The effect on your credit is the same a a bankruptcy but it could save you from bankruptcy which should always be the final option. Trying to negotiate a short sale would be a better option than both this and giving a deed in lieu of foreclosure.
Closed most weekend afternoons during the spring and summer for weddings so please call ahead to confirm that it is open. I had 5 different mortgage bankers and myself watching the market trying to figure out where the bottom was.
Buy in a quality Knoxville or Farragut neighborhood with quality schools even if you don’t have school aged children. Agree up front on what he will be paid, typically 3% of the selling price, and that any extra credits or incentives go to you as a credit towards your closing costs or an additional discount off the price. Like any other investments, quality tends to hold or increase it’s value when other investments fall. In Tennessee a buyer agency agreement between you and your Realtor will spell out the terms and conditions of your purchase.
In addition to the investment factor you also get to live in your home and everyone needs a place to live.



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