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It has become so common for consumers to simply hand over their Social Security number, without question, that many consumers think they have no option when asked.
From prospective employers and doctor’s offices to service providers, cell phone and utility companies, it is standard for your Social Security number to be requested.
The Social Security number was originally created to keep track of Americans’ earnings for tax purposes and to monitor benefits paid under the Social Security system. Anyone who reports income to the IRS such as an employer, the lottery commission or even a casino if you win money. Companies that provide you with credit such as banks, lenders, auto finance company, credit card issuers. Government or State Agencies providing you with benefits such as unemployment benefits, welfare or food stamps.
Requesting a Social Security number is so commonplace that many consumers comply without questioning why that information is needed. Think of a job applicant who has not even been granted an interview, why would a potential employer need a Social Security number at this stage of the application process? When someone requests your Social Security number, you should ask them why they need it, what will happen if you don’t provide it, and if there is an alternative form of identification that can be used. You can always refuse to give out your Social Security number to someone who is not required by law to have it, but be prepared to get a denial of service. If you do decide to provide your Social Security number ask questions about how it will be protected because companies and governments seem to have a really tough time of holding onto people’s Social Security numbers. Security breaches are increasing, even for people who you think would have the most secure personal information, such as First Lady Michelle Obama, Vice President Joe Biden and Attorney General Eric Holder.
The first 3-digits of your SSN represent the geographic region you were in when you applied for the number. When a Social Security number is stolen, an identity thief can open new accounts in your name and you may not know for months, even years or until you get denied for credit. Always exercise caution when asked for your Social Security number and be careful about sharing your number.
Legal Disclaimer:The articles and information provided herein are for informational purposes only and are not intended as a substitute for professional advice.
That unfortunate scenario is unfolding for at least one H&R Block customer, according to a news outlet in Boise, Idaho, where a man noticed his Social Security number was visible from the outside of an envelope from the company.
Credit monitoring can be helpful after your personal information has been compromised, but the risk doesn’t expire. Given how much personal information is stored digitally, everyone should know how to spot potential fraud and what to do if it happens. The company did not specify how many people may have been affected, but it serves as a reminder to consumers that mistakes can happen and cause financial headaches, so it’s best to be prepared for such possibilities. Get the latest tips & advice from our team of 50+ credit & money experts, delivered to you via email each week. Comments on articles and responses to those comments are not provided or commissioned by a bank advertiser.
Please note that our comments are moderated, so it may take a little time before you see them on the page. TweetEmailNot too long ago, researchers at Carnegie Mellon University conducted a study related to identity. When the researchers turned to the living, they found that they could predict the Social Security numbers for 8.5% of people born after 1988 in fewer than 1,000 attempts. Originally, these numbers were strictly supposed to be used for tax purposes and Social Security benefits.
But, for the last couple of years, the government has been working on randomly assigning numbers, rather than working off a system.
However, it is even higher than that as people are not apt to correctly guess the middle 2 numbers and also may not even get the first 3 numbers. Why, in this information age, is a nine digit number such an Achilles Heel for our privacy and credit? Advertising Disclosure: Bargaineering may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.
We apologize for the problems with our menu, we are working hard to put things back in order. If you are going to work in the USA as a participant of the Work & Travel USA program or Internship USA program, you are required to apply for the Social Security Card.
So much is clear, but if you are going to participate in the program for the first time, you don’t have the card right after you arrive!
OK, so you can work, but how can your employer pay you without your having the Social Security Number (SSN) yet?
So far so simple, but what if your employer has his or her own idea how this works and can not believe that all this is true?

IMPORTANT: The Social Security Administration will compare the data you enter in the application with your SEVIS registration. It will not supply addresses, telephone numbers, and dates of birth or any financial history for determining credit worthiness. Work in a civil or criminal investigation, and the social security number is NECESSARY to your investigation.
Requested by competent court to determine whether defendant is currently in active military. Required for issuance of a 1099 or other official tax document to the Internal Revenue Service. A: Yes, using basic information about the subject you will be able to identify an individuals SSN. The source of the following information was a major credit bureau and was confirmed by verifying date of birth, address history, or both. Because our competitors are not licensed investigators, they cannot legally offer this search.
Find A Social Security Number Rated 4.97 out of 5 based on 288 ratings and 288 customer reviews.
The reviews provided below were submitted by actual Docusearch clients who have purchased this search and have expressed their opinion. The reply with the vital information was so prompt it helped my business with getting the taxes done. Thank you soo much.I was so worried as I was going to have to pay the IRS a huge fine through no fault of my own.
After months of trying to garnish wages from a postal employee which would not comply without a full ssn, Docusearch helped in a matter of minutes and now I can file the amended court papers. I HAD A QUICK NEED TO FIND SOME DATA, DOCUSEARCH WAS QUCK TO MEET MY REQUIREMENT AND PROVIDED A PHONE CALL FOLLOW UP TO MAKE SURE THEY HAD IT RIGHT.
At first I was skeptical about paying for these services because there are so many scams going on especially over the internet. In the past I have used various companies to locate tenants that defaulted or for probate matters. I was skeptical if they were really going to provide what they said; and I got a response with the results I needed back in FIVE minutes! Needed SS for a tax document for a business partner who up and left with way to contact him. I had 2 disgruntled employees refusing to supply me with their Social Security number needed for their 1099.
However, the purpose has evolved and the Social Security number is now used as a form of identification. A new doctor or dentist, filling out school, little league or camp records for your children can be instances where your Social Security number is requested.
Unlike credit card fraud where charges can be run up but you’ll be aware of it when you get your next bill or are alerted of unusual activity by your credit card issuer, stealing a SSN is totally different.
You should ask why your number is needed, how it will be used and what will happen if you refuse. However, whether or not we are compensated does not determine which products we mention or result in preferential treatment in our editorial pieces. But if anything is visible through the envelope, just imagine how many people could steal that info between where the mail originates and its final destination. He contacted H&R Block about the letter exposing his Social Security number, and the company offered him a year of complimentary credit monitoring. Once the free year is up, he can pay to continue the service, but no matter how he goes about it, credit monitoring will need to remain a priority. Pulling your free credit reports each year will alert you to unauthorized accounts opened under your name (or the common name or address error), and checking your online bank accounts daily may help you spot a fraudster before he or she drains your available funds.
This compensation may influence the selection, appearance, and order of appearance of the offers listed on the website.
Any opinions, analyses, reviews, or recommendations expressed here are those of the author's alone, and have not been reviewed, approved, or otherwise endorsed by any issuer. And, for some people, it was possible to predict an entire Social Security number in less than 10 tries. This can provide clues about what someone else’s first four or five numbers might be, based on where they were born.
While some might go through public records, many people have only to look at a Facebook account, or some other social media. While that might be good for your kids, it still means that your Social Security number might be guessable.
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The reason is that your employer needs the associated Social Security Number shown on the card to enter your wage into their accounting system, for reporting your taxes, etc. In other words, if you apply for your Social Security Card before you are registered in SEVIS, you can expect all sorts of confusion and delays. Provided your subject is over 21 year old and has established credit (good or bad), this search is guaranteed to return their full social security number. Without exception, every client who orders this search will be contacted and interviewed before research begins.
The information you need to obtain this data includes the subjects name, approximate age and last known street address. Our system is secure and the subject of the search will never know that their social is being requested. It is necessary for 1099 filings, debt collection, child support collection and many other purposes. I really needed information to proceed with legal custody issues that I have been able to get no where on in 2 years, and FINALLY I have the correct information I need. I happily surprised to see that Docusearch not only found accurate results but that the results were amazingly fast. But after doing a little research I took a leap of faith and docusearch actually delivered what they said they were going to do. I needed a social security number to demonstrate my tenant in default was not active duty military for the eviction hearing; the court case took place on New Year's Eve. And the last 4-digits are the only part of the Social Security number that makes your number unique from all others. The answers to these questions can help you decide if you want to give out your Social Security number.
Whether you’re a victim of a data breach or not, keeping close tabs on your finances and credit profile is paramount for consumers these days. What they found was that it is possible to guess, correctly, the first five digits in 44% of the deceased born after 1988. Those born in smaller towns are at a disadvantage, since it can then be a little easier to guess the last four digits, based on sequence. But, it still takes some work to get to that point, and chances are that an ID thief is more likely to get your number by hacking a database than by guessing it. Enter your email address and click "Subscribe." Your email will only be used for this daily subscription and you can unsubscribe anytime. Docusearch requires a detailed explanation, in writing, regarding the legal necessity for requesting this information.
You may be required to provide supporting documentation proving the purpose and legality of the search. I even lost $100 to several other companies who claimed that they could get my future ex-husband's social security number. I needed the SSN of my kid father who had been advoiding paying his share of child support now I have his ssn and he can\'t no longer avoid the situation thanks so much docusearch.
The real challenge is convincing the people requesting your Social Security number that you really don’t have to give it to them. This means giving out the last 4-digits of your Social Security number is riskier than any other part of your number. Straightening out identity theft when someone steals your Social Security number is a lot more complex and time consuming. The website does not include all financial services companies or all of their available product and service offerings.
If your employer files the wage reports electronically, he’ll enter all zeros in the SSN field . Very professional services and I recommend anyone who needs legit information to this company.
I didn't think at the time to get W9s from the workers that support my business, but are not employees.
Docusearch came through on New Year's Eve within three hours, even though I didn't have all of the preferred information! And after you receive your Social Security Card, your employer will fileA Form W-2c (Corrected Wage and Tax Statement), to show your SSN. However, if you live in a region that isn’t very populous, the number could remain the same for years.

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