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Service members and military families get a further relief as the foreclosure protection under the Servicemembers Civil Relief Act has been extended for another two years.

The Mortgage Reports said that the VA works with the homeowners and loan providers and help them reach an agreement for repayment plans. The VA also provides home loans to qualified members which are considered as one of the lowest-risk mortgage types.
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House prices have begun to fall and the retail sector is predicting a difficult Christmas period.
2393 to extend up to 2017 the one-year protection to veterans from foreclosure that was signed in 2015. Department of Veteran Affairs (VA) also provides some assistance for the borrowers to prevent them from losing their homes over foreclosure. By helping homeowners retain ownership of their homes, the whole neighborhood also benefits.

It offers 100 percent financing and low mortgage rates, an average of 25 basis points lower than conventional rates. According to The Mortgage Reports, more than 90,000 veterans were saved from foreclosures in 2015 because of the VA's assistance, saving taxpayers some $10 billion. This is because when there are foreclosures, the values of homes in and around the area can be pulled down. Those qualified members who cannot foot the usual percentage of down payment in conventional loans will find VA loans a lot convenient because it does not require a down payment and mortgage insurance.

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