Realistic high detailed illustration of electronic devices with water drops wallpaper on screen isolated on white background. Realistic high detailed vector illustration of electronic devices isolated on white background. Computer monitor, laptop, tablet pc, and mobile smartphone with a blank screen on a white background. Smartphones, laptops, tablets and other electronic devices lighten the load of our daily routines, provide expertise at our fingertips and satisfy our thirst for the occasional diversion. Secure your device with a case or cover ready to battle the elements and the inevitable collision.
As devices become smaller, they become easier to misplace or lose – and thieves stand at the ready to assist in that regard. Insurance is a sound investment considering the hundreds of dollars required to replace a device. Don’t rely on manufacturer warranties to cover possible damage or loss of your electronic device. Consumers may think warranty and insurance are synonymous, but provisions of each may differ. Being careless about your electronic devices while traveling is a sure way to guarantee a lighter load later.

Your homeowner’s insurance may extend to personal property but leave you exposed in the event of loss or damage to your electronic devices. Smartphones, laptops and other electronic gadgets that organize and enhance our lives are worth the time investment to learn how best to protect them. Keep your electronic devices at a distance from water and other liquids that can destroy them. Keep track of your devices, especially in public spaces, and double check that they are with you before you leave. Reputable insurance plans cover cracked screens, liquid submersions, fire, flood, theft, vandalism, and earthquakes and other disasters.
Device purchasers usually must buy warranties on the spot or soon after purchase, raising the likelihood that they will discover loopholes only until after it’s too late. For example, a homeowner’s policy may not offer worldwide coverage, replacement costs or accidental damage coverage. Keep gadgets safe by taking precautions, such as avoiding liquids, sheathing devices appropriately and avoiding behaviors that could lead to theft or loss.
That makes it all the more important to educate yourself about how to protect these gadgets from damage, loss or other mishaps. Threats include sinks, bathtubs, showers, and too-close containers of your favorite beverage or meal.

Instead, consider hard-shell covers that can shield your device from dust, water and shocks. In addition, insurance protects the policyholder for the entire coverage period and not merely limited protection for a single device. Usually warranties cover only manufacturer defects and may not cover other kinds of damage. Electronic device insurance can be purchased at any time and covers a spectrum of damage and loss scenarios.
Before arriving at your destination, make sure your gadgets are in eyesight; if possible, stow them under a seat in front of you. In addition, a warranty applies to only one device; after a claim is settled, another warranty must be purchased for the new item.
Later, secure your gadgets and other valuables in an in-room safe or deposit them in the safe at the front desk. In addition, deductibles are usually high ranging from $500-$2000 which in the majority of cases wouldn't allow a policyholder to be fully indemnified for their loss.

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